Tourism
Our special "ski insurance and accident insurance" is arouse interest, some concerns and many case of applications. The comments that have come essentially ask for explanations and clarification on what the insurance actually covers affordable ski passes and if, once you have purchased and paid for the extra day ticket, you can feel free and exempt from all responsibility in case of accident .
Wednesday 29 May 2013 6 minutes reading time
Obviously not, things are not so simple and not entirely. Meanwhile must immediately say that there is no unique standard at the national level, therefore, the situation changes for the train station. We interviewed Sandro Lazzari, the president of the Italian cableway, which has clarified the situation in this way. Here's the interview
There is a national rule which requires the various ski resorts to offer an insurance policy to be sold together with the ski pass? Absolutely not. There is no obligation for ski resorts nationwide and each locality is free to offer the client the possibility to take out an insurance policy relying on the insurance company that prefers more
The policies always give the same coverage? Once again the answer is no. There is freedom of offer and contracts. It is always cover for civil liability for damages caused to third parties (persons or things), but in the vast majority of cases, you do not have coverage for injuries caused to yourself or a cover for medical expenses, surgeries and therapies arising from injury on sci.In it's up to the tourist-client, when buying a ski pass, inquire from time to time about what kind of insurance is offered by the station in which he has gone to ski and what actually covers and its limits
Do you think it is correct to make insurance mandatory ski? What do you think of the controversy taking place in the region of Piedmont, which were in favor of having compulsory insurance? I am opposed to mandatory civil liability in skiing for several reasons. First, let me emphasize that skiing is not a sport more dangerous than others, is not the only opportunity to have an accident or damage, and no country in the Alps there are rules on insurance-skiing. I think that skiing should not have normative boundaries and the choice of the Piedmont region has caused controversy for this very reason. Do you think that the same day a skier crosses regional or national boundaries could go from being dutiful or illegal depending on the side of the mountain in which it is moving. Another fact to consider is that many people already have an insurance policy regardless of the skis. The widespread and common insurance HEAD OF HOUSEHOLD gives the same coverage of RC that would give the insurance purchased with the ski pass. In addition, if indeed we were to apply this obligation, prices would rise further and daily would make us less competitive with neighboring stations in France or Switzerland where, however, the obligation does not exist.
The skier tourist who chooses to ski every weekend at different stations how it should behave? Can choose to take out an insurance policy to his liking, which covers the most of its needs and the market it serves different. Or must with zeal and patience, inquire from time to time depending on where you went to ski on what type of insurance is proposed in the station choice and possibly paying the extra day ticket.
CONCLUSIONIAttenzione therefore, there is currently no obligation insurance skiing, but for the safety of themselves and other skiers would be good to at least be insured with an insurance Rc or if you prefer a policy that covers a wider range even in the event of an accident and any medical expenses arising.
In the event of a collision on the slopes, accident and injury, usually opens a bureaucratic and medical rather long and boring and have the confidence of insurance coverage is certainly comfortable. Not all stations provide the opportunity to purchase a insurance premium of the ticket, but to know that you have to ask at the ticket office from time to time.
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